Which Insurance Companies Use Genuine Parts?

Are insurance companies required to use OEM parts?

Getting OEM Parts for Your Damaged Vehicle You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle.

If the insurance company deems these costs unreasonable, however, it might deny your claim..

What is a genuine part?

A genuine part is an auto component that was installed in your vehicle when the vehicle was first manufactured. Genuine parts are more expensive than any other types of auto parts because they carry the company logo. Keep in mind, that genuine parts are not necessarily better than OEM or aftermarket parts.

Are aftermarket parts as good as original?

An aftermarket part is any part for a vehicle that is not sourced from the car’s maker. If the parts are direct replacement parts, they will not void your car’s warranty. … Some aftermarket parts are equal to or better than the OEM part. If the price seems too good to be true, beware of poor quality parts.

Can I demand OEM parts after accident?

Don’t need an SR22. Yes, you can always request original equipment manufacturer parts after you’ve had an accident. Some insurance companies might make you pay extra for OEM parts. Most insurance contracts obligate the insurance company to restore your vehicle to the same condition it was in before the loss.

Does State Farm use aftermarket parts?

State Farm® keeps the promise of “Good Neighbor” service every day as we pay individual claims. Our promise includes a commitment to your satisfaction regarding new non-original equipment manufacturer (non-OEM), recycled, and OEM Surplus parts used in the repair of your vehicle.

Do insurance companies use genuine parts?

Insurance companies, on the other hand, prefer non-OEM parts because OEM parts are more expensive. They usually use OEM parts only if no other parts are available and feasible.

Can an insurance company make you use used parts in Texas?

Here is what the State of Texas says: By law, you have the right to select where your motor vehicle is repaired and the parts used for repairs. However, an insurance company is not required to pay more than a reasonable amount for such repairs and parts.

Does insurance pay for aftermarket parts?

Modifications a standard policy will/won’t cover Vehicle modifications or customizations (the terms are often interchangeably used in the industry and basically mean the same thing) not made at the factory, as well as aftermarket parts, are typically excluded from standard policies.

What is the difference between aftermarket parts and OEM parts?

OEM stands for Original Equipment Manufacturer, which means the parts are made by the same company that makes the vehicle. Meanwhile, aftermarket parts are produced by a different parts company and are often designed to be compatible with as many makes and/or models as possible.

Is Capa as good as OEM?

CAPA Certified car parts are subject to a comprehensive range of tests to ensure every aspect of the aftermarket part, including materials, fitment, appearance, and durability, are directly compared to and can equal, if not surpass, the OEM part.

Do body shops use original parts?

Body shops love OEM parts. All but the most discerning owners won’t notice that a part doesn’t fit as smoothly as the original. Body shop owners love OEM parts because they make a lot more money from them. But the body shop will still get a kickback from the insurance company if it uses aftermarket parts.

What does OEM stand for in insurance?

Original Equipment ManufacturerOriginal Equipment Manufacturer (OEM) coverage is additional car coverage you can purchase that helps to ensure aftermarket parts will not be used when repairs are made to your vehicle.