Question: What Are CLUE Reports?

Can you dispute LexisNexis?

If you find an error in your report, begin the dispute process by either calling or mailing LexisNexis.

The company will then send you paperwork to fill out, including a request for identification..

How long does something stay on LexisNexis?

seven yearsHow to File a LexisNexis Dispute Over Your C.L.U.E. Report. For those who aren’t entirely certain what a C.L.U.E. report is, it’s a database maintained by LexisNexis that contains claims info on your personal property and vehicles. Typically, the claims info goes back seven years.

Why do insurance companies use LexisNexis?

They are used by insurers to help decide whether to sell you a policy and to set your rate. … LexisNexis also sells a product called “Attract with Claims” to auto insurers. It combines credit information and your previous claims history to predict your future claims level.

How do I find my CLUE report?

You can obtain your C.L.U.E report by calling LexisNexis Services at 1-866-312-8076. The personal reports section of the LexisNexis website also tells you how to order a copy of the report through the mail or, easiest of all, view the report online.

What does CLUE report mean?

Comprehensive Loss Underwriting ExchangeThe Comprehensive Loss Underwriting Exchange (CLUE) report details a seven-year period of personal auto and property claims. … The report includes the insured’s personal information, policy number, type and date of loss, claim status, amount paid, and insured property or vehicle information.

How far back do CLUE reports go?

five yearsC.L.U.E. reports go back five years into the history of a property. It’s standard industry practice to purge losses over five years old.

Who orders a CLUE report?

A C.L.U.E. report can only be requested by the owner of a property or an insurer, so if you are planning to buy a home and want to review a C.L.U.E. report, you will have to ask the owner to request it.

Do insurance companies share claims history?

Insurance Q&A: “Do insurance companies share information?” They sure do, but not in the manner you may be thinking. Insurance companies don’t contact one another to discuss an individual’s motor vehicle records and insurance claims history in order to determine their rates for coverage.

Can I view my CLUE report online?

Thanks to the Fair Credit Reporting Act, you can get a free CLUE report for your home once a year from LexisNexis. Request your CLUE report online or by calling (866) 312-8076. There’s one catch: Only the owner of a property may access its CLUE report.

What does clue mean?

Comprehensive Loss Underwriting ExchangeC.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database generated by LexisNexis® enabling insurance companies to access consumer claims information when they are underwriting or rating an insurance policy.

What is LexisNexis CLUE report?

CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency. The report generally contains up to seven years of personal-auto and personal-property claims history.

How do you fix a CLUE report?

How to fix your CLUE report. If you discover an error on your CLUE report, for example, an invalid claim report or an incorrect loss payment, you can contact LexisNexis directly by calling 888-497-0011 or 866-312-8076 and report the problem.

How do I get a copy of my LexisNexis report?

To see your report:Go online to get a request form.Call 866-897-8126.Write LexisNexis Consumer Center Attn: Full File Disclosure, P.O. Box 105108, Atlanta, GA 30348-5108.

What information is on a CLUE report?

A CLUE report contains the past seven years of your personal auto insurance claims history. A report includes the loss type and date of loss, as well as the amount paid. It also includes information such as insurance policy numbers, claims numbers, and the names of your insurance companies.

What shows up on a CLUE report?

A CLUE report shows the claims filed for any house or car for the past seven years. It lists claims on your home or vehicle, even if you weren’t the owner at the time.